Serving individuals & employers since 1987 in Maryland, DC, and Virginia
Serving individuals & employers since 1987 in Maryland, DC, and Virginia
We help individuals and employers navigate health insurance, Medicare, life insurance, and long-term care — explaining every option clearly and staying with you long after enrollment.
Guiding clients
with integrity
Personalized
guidance, always
Support after
you enroll
From your first comparison to every renewal after, we manage the details so your coverage keeps working for you.
We compare plans across carriers and guide you to coverage that fits your needs and your budget — then handle enrollment end to end.
Original Medicare, Advantage, and supplements explained in plain language — with hands-on help choosing and enrolling at the right time.
Competitive benefit programs for small and mid-sized employers — designed to attract talent, support wellbeing, and control costs.
Carved-out benefits for owners and key employees — designed to protect leadership and improve retention.
Thoughtful protection for the people who depend on you, tailored to your family’s goals and stage of life.
Plan ahead for care costs with strategies that protect your savings and your family’s peace of mind.
Whether you’re covering one life or one hundred, you get the same clear guidance and ongoing care.
Self-employed, between jobs, approaching Medicare, or planning your family’s long-term security — we find coverage that fits your life.
Small and mid-sized businesses that want benefits employees value — without the administrative burden or runaway costs.
Insurance decisions are personal. We take the time to understand your situation, explain your options clearly, and stay by your side long after the paperwork is done.
years of guiding clients with integrity
of families and employers
guided every year
One-on-one advice built around your needs, your budget, and your stage of life — never one-size-fits-all.
We explain coverage, costs, and trade-offs without the jargon, so every decision is made with confidence.
Enrollment is just the beginning — we handle questions, claims issues, and annual reviews year after year.
Nearly forty years built on doing what’s right for the client — not what’s easiest to sell.
We listen first — your needs, your people, your budget.
We shop the options and lay them out side by side, in plain language.
We guide you through every form and deadline, start to finish.
Questions, claims, annual reviews — we stay in your corner.
Independent & client-focused
“Our job isn’t to sell a policy. It’s to make sure your coverage still works for you years from now.”
Founded by Charles Lewandowski, CFP® and growing today under the leadership of Sandra Lopes, Corporate Benefit Services is built on integrity, clarity, and personal service — the kind that keeps clients with us for decades.
Whether you’re choosing coverage for yourself or designing benefits for your business, a short conversation is the easiest place to start.
